FERNWOOD FITNESS - PULSE eMagazine - Issue#10 - Flipbook - Page 61
How to
Make the Most
of Your Money
BY COLETTE THUNIG, CREATE TRANSFORMATION CONSULTING SERVICES
In today’s fast-paced world, being a savvy shopper is more important than ever.
With the cost of living rising, knowing how to make your money go further can
bring a sense of relief and even a bit of fun. Whether you’re grocery shopping,
hun琀椀ng for fashion bargains, or inves琀椀ng in tech gadgets, mastering the art of
smart shopping can keep your wallet happy and your spirits high. Here’s how you
can stay ahead of the game with some ni昀琀y 琀椀ps and the latest trends.
Plan Ahead and Make a List
Use Coupons and Discount Codes
Impulse buying is a common pi琀昀all.
The 昀椀rst step to smart shopping
is planning. Before heading out or
logging onto your favourite shopping
site, make a list of what you need.
This simple act can save you 琀椀me and
prevent those spontaneous purchases
that often lead to buyer’s remorse.
Trend Tip: Use shopping list apps - not
only do they keep your list handy but
also allow you to share it with family
members, ensuring you don’t forget any
essentials.
One of the best ways to save money
is by using coupons and discount
codes. Many retailers o昀昀er these
as part of their marke琀椀ng strategy
to a琀琀ract customers. Many online
shopping retailers automa琀椀cally apply
the best deals at checkout, saving you
琀椀me and money.
Latest Trend: Many stores now o昀昀er
digital loyalty programmes that reward
you with points or discounts on future
purchases. You may also find your bank
or health fund offers a marketplace to
purchase store gift cards at a discount
Set a Budget
off the marked price, or redeem your
Having a clear budget is crucial.
Decide how much you’re willing to
spend before you start shopping. This
will help you avoid overspending and
keep your finances in check.
Example: If you’re planning to revamp
your wardrobe, allocate a specific
amount for each item (e.g., $100 for a
pair of jeans, $50 for a top). This helps in
making more thoughtful and necessary
purchases.
preferred eGift card with reward points.
Compare Prices
Before making a purchase, take a
moment to compare prices across
different retailers. Price comparison
websites can help you find the best
deals, ensuring you don’t pay more
than necessary.
Fun Fact: According to recent report by
Nielsen, consumers who compare prices
save an average of 15-20% on their
purchases. It’s like having an extra
discount every time you shop!
